Complete Guide to Living in Japan as a Foreigner (2026 Starter Guide)

If you have just moved to Japan, this page will guide you through the most important steps — in the correct order.

Start with the financial essentials first.

Step 1: Open a Bank Account (Most Important)

You cannot receive salary, pay utilities, or apply for most services without a bank account.

👉 Compare the Best Bank Accounts in Japan (2026)

Step 2: Get a Credit Card

Building credit early improves approval chances and financial flexibility.

👉 Compare the Best Credit Cards in Japan (2026)

Step 3: Send Money Abroad Efficiently

If you need to transfer money overseas, fees and exchange rates matter.

👉 Best Ways to Send Money Abroad from Japan (2026)

Essential Setup Checklist

• Address Registration
  How to Register Your Address in Japan
• My Number System
  What is My Number in Japan?
• National Health Insurance
  How to Apply for National Health Insurance
• National Pension
  How to Enroll in the National Pension System
• Utilities Setup
  How to Set Up Utilities in Japan
• Home Internet
  Best Home Internet Providers in Japan (2026)
• SIM Cards
  Best SIM Cards in Japan (2026)
• Apartment Rental
  How to Rent an Apartment in Japan
• Japanese Taxes
  Understanding Japanese Taxes

Recommended Order

1. Register your address
2. Open a bank account
3. Get a credit card
4. Set up utilities & internet
5. Handle insurance & pension

Start with the most important step:

👉 Open a Bank Account First